CETELEM CR, a.s.


Postovni 17, Spalova 14, Ostrava 1 702 00
Joint-stock company CETELEM ČR is one of the leaders among consumer credit providers and, within the MasterCard International association, one of the largest credit card issuers in the Czech Republic.
It has been operating on the Czech market for more than ten years, and during this time it has become a strong and stable company in the field of consumer financing.

We offer our clients a wide range of loan products:
- installment purchases in the stores of business partners
- purpose and non-purpose personal loans
- Credit Cards
- Car loan/Motorcycle loan for financing the purchase of motor vehicles..

Advantages of buying in installments:
- from CZK 3, 000 without guarantor
- the possibility of choosing the amount of direct payment and the length of the loan repayment or the amount of the monthly installment
- processing immediately
- possibility of immediate purchase
- taking out insurance on the ability to repay the loan in case of unexpected situations
- responsible lending.

Cetel personal loan:
- the possibility of funds for anything
- for new housing, reconstruction, for new and used cars...
A personal loan is a convenient and quick loan, which can be processed online, by phone or at a branch.
Earning favorable interest from 6.9% per annum and returns
up to 10 installments for proper repayment!

Cetelem credit card:
- getting money immediately
- free card activation
- reward for drawing for you every month
- the first 3 ATM withdrawals in the Czech Republic are free
- interest-free period of up to 55 days for cashless purchases
- additional Virtual card for safe payments on the Internet
- discounts and benefits at business partners
- responsible lending.

Auto-moto loan:
- vehicle loan CZK 20, 000 – CZK 1, 000, 000 without guarantor
- motorcycle CZK 20, 000 – CZK 500, 000
- optional repayment length
- immediate ownership of the vehicle
- option for cars with VAT deduction and for claiming state allowances
- responsible lending.
BASIC car card - savings of up to 1.45 CZK on each liter of fuel.

Types and types of insurance:
- insurance for credit products
- insurance of the ability to repay the insurance in case of misuse of the credit card
- individual and supplementary insurance
- accident insurance
- insurance of your card and personal belongings
- expense insurance
- travel insurance.

Products
  • financial products, saving for children, saving for retirement, building society account, life insurance, shares funds, mortgage loans
  • provision of financial services, offering financial products, supervision of investment, services of banks and saving banks
  • consumer loans, bridging loans, mortgage refinancing, consolidation of loans, leasing of cars





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